Here’s a scenario related to credit cards that plays out far too often.  To some degree it’s a problem from the past, but it still affects older people today.  It has the potential to affect younger people too if they’re not careful. Auntie : But why did the bank take away my credit card? Nephew : The bank thinks it’s your husband’s credit card, and when he died they cancelled it. Auntie : But it has my name on it. Nephew : Yes it does.  But that card was created as an added card on your husband’s credit card account, even though they printed your name on it. Auntie : How was I supposed to know this? Nephew : I’m not sure.  The account statements show your husband’s name, which tells us that the bank considers it to be his account.  But many people don’t know that this is how it works. Auntie : Why won’t the bank give me my own card now? Nephew : The bank’s computers don’t know who you are. Auntie : But everyone at the bank has known me for decades. Nephew : Ban...